1. What is a credit report?

A report outlining the credit history of an individual which includes current and previous debts, payment amounts, late payments and past due amounts and other related information on every credit source the individual has used.

2. What is the scoring range on a credit report from low to high?

Credit scores range from 300 to 900, with the average around 750. As your score increases, your risk of default decreases. Industry experience shows a direct correlation between low scores and high default rates.

3. How does your credit report affect your home purchase?

When applying for a mortgage, they will check your credit history to determine your interest rate based on your credit score.

4. What is the average current interest rate?

How to promote your book

When authors end up with a new book in their hands they often have no idea how to start marketing it. Most publishing companies do not bother promoting the book or they do very little about it, so the writers have to find ways to market their work themselves. But how easy it that?

If you are a writer who has got a book to promote, then read on.

There are many ways to market your book:
* The most obvious one is to visit your local bookstores and ask them to display your book.
* You can distribute flyers and bookmarks to advertise your book in your community.
* Write a press release and send it to your local paper.
* Sell your book to friends who can pass the word to their friends.
* If you don’t want to get involved in any of the above, hire a publicist. This option will cost you a lot though.

But is there a way to avoid all the above?
Can you make your book known with less effort and money?